Quick Ratio Calculator

Calculate the acid-test (quick) ratio.

Quick Ratio (Acid-Test)

Enter liquid assets and current liabilities

Cash & Equivalents ()

Short-Term Investments ()

Accounts Receivable ()

Current Liabilities ()

Quick Ratio

Liquid Assets Total

Current Liabilities

Formula

QR = (Cash + STI + AR) ÷ CL
STI = Short-Term Investments
AR = Accounts Receivable
CL = Current Liabilities

Unlike the current ratio, the quick ratio excludes inventory — giving a more conservative liquidity picture.

Pro Tips

A quick ratio of 1.0 or above means the company can cover its current liabilities with liquid assets.

A ratio below 0.5 may indicate potential liquidity problems.

Compare against industry benchmarks — capital-intensive industries naturally run lower ratios.