Budget Calculator

Create a simple monthly budget and track income vs expenses.

Budget Calculator

Fill in the fields below to calculate

Monthly Income
Monthly Expenses

Enter your values above to see the result.

Your Results
Monthly Surplus/Deficit
Total Expenses
Savings Rate
50/30/20 Rule Comparison

The 50/30/20 rule suggests: 50% Needs, 30% Wants, 20% Savings

Needs (50%)

Wants (30%)

Savings (20%)

Expense Breakdown

1

Sum all expenses:

2

Calculate surplus/deficit: Net Income − Total Expenses = =

3

Savings rate: (Savings ÷ Net Income) × 100 = ( ÷ ) × 100 = %